Avoid Doing These After Filing A Claim


There are certain things to be careful at, after making a claim. Check the following list and remember them, should you be needing a claim settle. Furthermore, get free quotes from our website, if you want to purchase auto insurance online. First, let’s review the list:

  • Do not provide records or written statements to your insurer until you are sure you understand your coverage. If you have doubts, consult an attorney to ask about legal terms.
  • You should not automatically accept the estimate or appraisal of your losses given to you by the claim adjuster. Insurance companies will often try to get you to accept their estimator’s or contractor’s repair or replacement estimates, which might be a bit low. Talk with certified mechanics and check your car’s current value before accepting any estimate.
  • Do not sign any releases or waivers of any kind until you obtain legal advice. Even if you have a bad financial situation and you really need a car, accepting a premature estimate and a low reimbursement is a mistake. It is advisable to consult an attorney before signing a release or waiver. Be sure to read the fine print on any payment from the insurance company.
  • Do not accept checks labeled “final payment” unless you are satisfied with the amount of money.
  • Do not waste time and do not ignore time limits set by your policy. Most policies require a signed proof of loss within a certain time limit. Comply with this requirement unless you obtain a written waiver from your insurance company. Many policies allow you only one year from the date of loss in which to bring a legal action if your claim has not been adjusted fairly. A failure to comply to time limits could result in the loss of your right to sue.

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